{"id":117,"date":"2024-08-30T04:00:00","date_gmt":"2024-08-30T10:00:00","guid":{"rendered":"https:\/\/www.harrisonins.com\/blog\/?p=117"},"modified":"2024-08-20T12:41:57","modified_gmt":"2024-08-20T18:41:57","slug":"why-you-need-both-home-and-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.harrisonins.com\/blog\/why-you-need-both-home-and-flood-insurance\/","title":{"rendered":"Why You Need Both Home and Flood Insurance"},"content":{"rendered":"<p>Owning a home requires a comprehensive insurance policy, including home and flood coverage. These two policies are crucial to fully protecting your most valuable asset. It&#8217;s essential to understand what each covers, highlighting the necessity for both. If you currently have a flood policy, don&#8217;t hesitate to contact us at Harrison Insurance and Financials LTD in Hailey, ID.<\/p>\n<h2>Home Insurance and Flood Coverage<\/h2>\n<p>Many homeowners forgo flood insurance, erroneously believing their home insurance will cover potential flooding. However, home insurance policies specifically exclude flood damage from their coverage. Without a flood policy to complement your home insurance, you remain unprotected against flooding. Flood damage can result in substantial costs, leading to potential financial hardship for uninsured homeowners.<\/p>\n<h2>The Scope of Flood Coverage<\/h2>\n<p>The National Flood Insurance Program guarantees government support and credibility for flood insurance. Every homeowner can benefit from this reliable form of coverage. It&#8217;s a misconception that only homeowners living in designated flood zones require flood insurance. Approximately 20% of flood claims are made by homeowners residing outside of these zones, reaffirming that floods can manifest virtually anywhere.<\/p>\n<h2>Protecting Your Idaho Home with Flood Insurance<\/h2>\n<p>If you&#8217;ve been neglecting to get flood insurance, you&#8217;ve been exposing yourself to significant risk. It&#8217;s time to secure a policy that brings peace of mind knowing you&#8217;re completely protected. When you&#8217;re ready to explore flood insurance options or obtain a policy, feel free to reach out to us at Harrison Insurance and Financials LTD in Hailey, ID.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Owning a home requires a comprehensive insurance policy, including home and flood coverage. These two policies are crucial to fully protecting your most valuable asset. It&#8217;s essential to understand what each covers, highlighting the necessity for both. If you currently have a flood policy, don&#8217;t hesitate to contact us at Harrison Insurance and Financials LTD [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,7],"class_list":["post-117","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-hailey-id","tag-harrison-insurance-and-financials-ltd"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.harrisonins.com\/blog\/wp-json\/wp\/v2\/posts\/117","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.harrisonins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.harrisonins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.harrisonins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.harrisonins.com\/blog\/wp-json\/wp\/v2\/comments?post=117"}],"version-history":[{"count":1,"href":"https:\/\/www.harrisonins.com\/blog\/wp-json\/wp\/v2\/posts\/117\/revisions"}],"predecessor-version":[{"id":118,"href":"https:\/\/www.harrisonins.com\/blog\/wp-json\/wp\/v2\/posts\/117\/revisions\/118"}],"wp:attachment":[{"href":"https:\/\/www.harrisonins.com\/blog\/wp-json\/wp\/v2\/media?parent=117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.harrisonins.com\/blog\/wp-json\/wp\/v2\/categories?post=117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.harrisonins.com\/blog\/wp-json\/wp\/v2\/tags?post=117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}