Classic Car Insurance in Idaho
If you own a classic automobile, then you know that they have both an intrinsic and special value that must be protected. Given that classic cars are often once in a lifetime vehicle, the cost of repairs due to an accident can be too high for many owners. That's why having the appropriate amount of classic car insurance is so important because it protects your livelihood and investment. At Harrison Insurance and Financials in Hailey, ID we want to see your classic ride on the road for years to come so our talented staff is ready and willing to help you find the right coverage for your needs.
Is Your Vehicle Eligible for Antique Car Insurance Coverage?
A Classic automobile is classified as a motor vehicle that is ten or more years old which is also of unique historical interest. Vehicles that meet that threshold but are also 25 years old or older are considered an antique. For an antique or classic car to be eligible for unique insurance it must be used on a very limited basis like parades, club activities or exhibitions. Additionally, the vehicle must either be undergoing restoration or have already been restored to its original condition.
Benefits of Classic Car Insurance
When you work with Harrison Insurance and Financials in Idaho, we work with you directly to determine the value of your vehicle so that you purchase coverage that offers financial protection in the event of an accident. That way, you won't purchase a policy that has depreciation or does not cover the full insured value of your classic car. Although the type of coverage can vary, typical classic car insurance will cover liability, medical payments, comprehensive, collision, and uninsured/underinsured motorist.
If you own a classic car in Idaho, then come to Harrison Insurance and Financials for all your insurance needs. We'll work to make sure that we find you the best insurance coverage for your classic car that works within your budget.