Renters Insurance in Idaho
Just because you’re not a homeowner doesn’t mean you can’t protect your belongings. A renter’s insurance policy is designed to offer protection against theft, fire and other damage to cover any losses you may incur.
How does renter’s insurance work?
Renters insurance financially reimburses you for lost or damaged items. It also covers liability if someone is injured at your residence based on who was at fault. Additionally, if you are displaced as a result of damages, the policy should cover alternate living arrangements. Once you suffer a loss, the renter's insurance provides compensation at either actual cash value or replacement cost.
Should I consider a renter's insurance policy?
If you lease an apartment or home, it’s important to make sure you protect your investment and belongings. This type of policy will protect you in the event something unforeseen happens. As a renter, your belongings are not protected by the landlord. All damage to the building is protected for them, but that’s where the coverage ends. It’s best to speak with a professional insurance agent to have the right amount of coverage and riders for supplemental coverage if you need it.
One of the best ways to prepare for your consultation is to have an itemized list of what would be covered and the cost to replace it if it were brand new. An agent at Harrison Insurance and Financials will be able to walk you through policy coverages and provisions in Idaho to make sure you don’t miss anything. Each state has different standards and regulations. That’s why it’s always best to work with an agent to give you the best insight and guidance on what works best for you.
Get renters insurance in Idaho
Don’t put yourself in a position where you aren’t covered. Looking for renter’s insurance in Hailey, ID? Give the team at Harrison Insurance and Financials a call today!