Auto Insurance in Idaho
Harrison Insurance and Financials in Hailey, ID can help you find the right amount of auto insurance coverage in Idaho. We have been in business for more than 30 years and offer our customers the benefit of our experience when it comes to choosing the best auto insurance for their needs. As independent agents, we are able to offer you the best variety of policies from the top providers in the business and allow you choices that fit your needs and your budget.
In Idaho, all drivers are required to carry basic liability insurance coverage. This is in the amount of 25,000 bodily injuries per person and 50,000 total per accident with 15,000 in property damage. The policy is also required to be issued with uninsured or underinsured coverage, however, you may reject this coverage but must do so in writing. There are severe consequences for not complying with these requirements including fines and even jail time. Let us help you to make sure that this doesn't happen to you.
Beyond just the basic liability coverage required by law, there is additional coverage that may be important to you. If you have assets, the basic amount of liability may not be enough to give you peace of mind. We are happy to help you determine the amount of coverage that is correct for you. If you have a vehicle that you need or that has significant value, you may also want to protect it. Several different coverages can help with that.
Collision covers your vehicle in the event of an accident with another vehicle or with a stationary object such as a pole. It will allow you to repair it or replace it in case the damage is so severe it is deemed totaled.
Comprehensive covers your vehicle from other damage such as weather, animal, fire, vandalism or theft. An important component of this coverage is glass coverage.
At Harrison Insurance and Financials in Hailey, ID we have the experts who can help you to find the right auto insurance for you and your budget and we will make sure that you are in compliance with Idaho law.