Harrison Insurance and Financials, Ltd

101 E Bullion St, 2A
Hailey, ID 83333

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4 reasons to get a Hailey, ID renters insurance policy

Few renters understand the importance and value of renters insurance. Not only is this a misconception, but it’s also risky.

When renting a home or apartment, adding renters insurance is an investment in your safety, security, and peace of mind. 

Located in Hailey, ID, Harrison Insurance and Financials LTD lists four benefits of having a renters insurance policy.

Protects belongings

Protect what’s inside your rental. While your landlord likely has their own policy, it likely covers the building only. Any personal possessions inside, like electronics, furniture, and jewelry, aren’t covered. A renters insurance policy reimburses costs if your property is destroyed, damaged, lost, or stolen. This applies up to your policy limit. Ensure the proper coverage by making a list and prices of your valuables.

Provides liability

If an injury or damage occurs and you are deemed responsible, liability protection has you covered. This is standard in most renters insurance plans. Not only can it help pay any related medical expenses, but it may also extend to any legal fees accrued as a result of the incident.

Covers additional living expenses

If your home becomes inhabitable, you may be forced to relocate. Renters insurance will compensate any costs for this new temporary residence. Often listed as "additional living expenses," this could also include meals and travel associated with this move.

It’s affordable

There isn’t much downside to adding renters insurance. In fact, most policies are much cheaper than traditional homeowners insurance. Actual costs may vary based on coverage needs, types of coverage, and the amount of your deductible. 

Contact an agent serving Hailey, ID

Although it may not be required, having renters insurance is definitely a necessity. With so many benefits, reach out to Harrison Insurance and Financials LTD to get increased protection with a renters insurance policy.

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