Harrison Insurance and Financials, Ltd

101 E Bullion St, 2A
Hailey, ID 83333

Get Directions

Three important factors when you buy commercial insurance

There are a lot of factors that you need to take into account when you purchase commercial insurance. It’s important that you get all the coverage you need through your commercial insurance policy so that you protect your business from financial problems. Business owners in Hailey, ID can rely on us at Harrison Insurance and Financials LTD for commercial insurance coverage.

The following are three important factors when you buy commercial insurance:

The coverage that is required by law for your business

Probably the most important thing to consider is what types of coverage your business must have according to the law. You should consider state workers’ compensation insurance requirements in particular. In Idaho, businesses with employees are generally required to carry workers’ compensation coverage.

Commercial auto insurance is another type of coverage you may need if you use vehicles as part of your business operations. 

The amount of assets that your company owns

It’s best if you have enough commercial insurance to cover the full value of your company’s most important assets. Consider the value of equipment your company relies on and make sure you purchase enough coverage to cover the value of this equipment. 

The unique risks that you deal with operating in your industry

Every industry has its own risks. Depending on your industry, it might be in your best interests to purchase added liability coverage, errors & omissions coverage, product liability insurance, and more. 

Reach Out To Us

Call us or get in touch with us online at Harrison Insurance and Financials LTD if you are looking to purchase commercial insurance. We can offer you the coverage that your small business in Hailey, ID needs!

Our Partners

  • American Modern
  • Banner Life
  • Blue Cross of Idaho
  • Chubb
  • Dairyland
  • Encompass
  • Foremost
  • John Hancock
  • Kemper
  • Liberty Mutual
  • lloyds of London
  • MetLife
  • Mountain Health
  • Nationwide
  • Progressive
  • Protective
  • Safeco
  • Select Health
  • The Hartford
  • Travelers