Harrison Insurance and Financials, Ltd

101 E Bullion St, 2A
Hailey, ID 83333

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Umbrella Insurance for Specific Assets

Umbrella insurance is a crucial supplement to primary insurance policies, providing supplemental coverage for specific assets that may not be protected. By understanding the role of umbrella insurance, individuals can ensure complete protection for their valuable assets in and around the Hailey, ID area.

Protecting Your Property

High-value properties often require specialized insurance coverage due to their unique characteristics and increased risks. While primary homeowners insurance policies provide basic coverage, they may have limitations on coverage amounts. 

Umbrella insurance can bridge the gap by offering higher liability limits, protecting against significant claims or lawsuits resulting from accidents or injuries on the property. 

Additionally, umbrella insurance can provide coverage for property damage or personal injury liabilities that exceed the limits of primary policies, offering peace of mind to owners.

Coverage for Rental Ventures

Owning rental properties involves potential liability exposures that standard homeowners insurance policies may not adequately cover. 

Umbrella insurance extends coverage beyond the limits of primary policies, protecting landlords against claims arising from tenant injuries, property damage, or legal disputes. 

This additional layer of coverage is essential for rental property owners, providing financial security and protecting against potential lawsuits that could jeopardize their investments.

Enhanced Protection for Adventurous Pursuits

Recreational vehicles like motorhomes, campers, or boats have unique risks and liabilities. Standard auto or homeowners insurance policies may have limitations. 

Umbrella insurance offers enhanced protection by extending liability coverage beyond the limits of primary policies. This ensures that owners of recreational vehicles are protected against potential accidents, injuries, or property damage, on and off the road or in water.

How Harrison Insurance and Financials LTD Can Help You

At Harrison Insurance and Financials LTD, we can answer all your questions concerning umbrella insurance coverage. We assist the Hailey, ID area. Contact us today

Our Partners

  • American Modern
  • Banner Life
  • Blue Cross of Idaho
  • Chubb
  • Dairyland
  • Encompass
  • Foremost
  • John Hancock
  • Kemper
  • Liberty Mutual
  • lloyds of London
  • MetLife
  • Mountain Health
  • Nationwide
  • Progressive
  • Protective
  • Safeco
  • Select Health
  • The Hartford
  • Travelers