Harrison Insurance and Financials, Ltd

101 E Bullion St, 2A
Hailey, ID 83333

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Will renters insurance pay for the replacement of my roommates’ laptop?

As a renter, you can invest in insurance to protect your personal belongings, just like homeowners can. Renters insurance provides both liability protection and protection for your personal belongings. Our team at Harrison Insurance and Financials LTD is committed to helping Hailey, ID renters get the coverage they need. Renters insurance is a wise investment for renters who want to protect their personal belongings from unknown events and circumstances. 

What is Renters Insurance?

Renters insurance is designed to protect personal property. This insurance can protect your insurance for a rented space or dwelling. This includes coverage for a rented condo, apartment, or house. Renters’ insurance provides protection from fires, vandalism, theft, sewer backups, and more. Renters insurance provides a variety of different types of coverage. Liability protection is also a part of renters insurance. You’re protected if someone is hurt or injured while visiting your rented space. Your renters’ insurance will pay for their medical bills and care. It can also compensate someone whose personal items are damaged on your rented property.

Will renters insurance pay for the replacement of my roommate’s laptop?

Unfortunately, even though renters’ insurance provides various forms of protection for the renter, it will not cover a renter’s associates or roommates. A roommate would have to be on the policy or invest in their own policy. Your roommate can acquire renters insurance to cover their own items if they want the exact coverage you have. Renters insurance is a practical investment for anyone who isn’t a homeowner but is renting a space. Renters insurance is the equivalent of homeowners insurance for renters. Call us if you have questions about renters insurance and how it works. We’d be happy to help you explore your options and answer any questions you may have. 

Our Partners

  • American Modern
  • Banner Life
  • Blue Cross of Idaho
  • Chubb
  • Dairyland
  • Encompass
  • Foremost
  • John Hancock
  • Kemper
  • Liberty Mutual
  • lloyds of London
  • MetLife
  • Mountain Health
  • Nationwide
  • Progressive
  • Protective
  • Safeco
  • Select Health
  • The Hartford
  • Travelers