An ATV can be a fun and thrilling vehicle to drive. The best way to enjoy an ATV is by getting proper insurance. Good recreational insurance can help you stay compliant and safe as you enjoy your ATV on public lands and roads. To get the recreational insurance you need, contact Harrison Insurance and Financials LTD servicing Hailey, ID. Our insurance agency can help you choose a policy that fits your budget and provides the level of coverage you want.
Is Liability Insurance Required?
Liability insurance provides coverage if you cause injury or damage to another person or vehicle while riding your ATV. Liability insurance is a requirement for operating an ATV on public lands and roads including state, federal, and county roads. Your insurance agent can help you choose a policy that is compliant with state laws.
Is Collision or Comprehensive Recreational Insurance Required?
Collision insurance provides coverage for your vehicle if it is damaged in a collision. This type of insurance provides coverage regardless of who is at fault.
Comprehensive insurance provides coverage for non-collision events. Comprehensive insurance provides coverage for events like fire, theft, and vandalism.
These types of insurance may be required if you buy your ATV with a loan. If so, your insurance agent will tell you if this is a requirement. Even if these types of insurance are not required, they’re still worth considering because they can provide coverage when it’s needed.
How Can I Get Recreational Insurance for an ATV?
You can get recreational insurance for an ATV by contacting the professionals at Harrison Insurance and Financials LTD servicing Hailey, ID. Our experienced insurance team can help you find a recreational insurance policy by shopping around with our various insurance carrier partners. Call today.
