As a renter, you may not have considered what renters insurance can do for you. It can help you survive a hazard that damages or destroys your rental. Harrison Insurance and Financials LTD in Hailey, ID has been providing service to the area for more than 30 years. Our well trained and professional team will do the hard work of finding the best coverage for our customers.
Imagine losing everything you own to a fire or a tornado? It could just be the loss of your laptop to a theft. Having to replace these things out of your own pocket could be very difficult. This coverage will have a deductible, but your insurance will help you replace your lost possessions after that.
You may not have ever thought about it, but what would you do if someone sued you. It can happen. It could be the result of an injury that someone gets while visiting your rental. A slip and fall isn’t unusual. It could be your child or pet does damage to someone’s property. Legal actions happen, and if they are against you, it can cost you everything you have. It can even cost your future earnings. Liability insurance helps protect you against this and also the legal cost involved.
Loss of use
When your rental is devastated by a covered hazard, it may not be habitable. What would you do? You can stay in a hotel for the immediate future, but then you will try to find a temporary rental until you can move back to your home. A renters policy usually covers these costs.
At Harrison Insurance and Financials LTD in Hailey, ID, we are happy to explain everything that a rental policy can do for you. We will do this on the phone or at our office. Contact us as soon as possible, and let us give you a no-obligation quote.