If you own a home, you know that it’s an investment. More importantly, it’s comfort and security. That’s why you need homeowners insurance for when disaster strikes to protect your investment. Moreover, you need to get repairs done properly and in a timely manner to restore that comfort and safety your home provides.
Harrison Insurance and Financials LTD in Hailey, ID understands the importance of homeowners insurance, and we want to provide you with more information. Here’s what homeowners insurance covers in Idaho.
What Homeowners Insurance Covers
When people think of homeowners insurance, they usually think of paying for the cost of damage caused by natural disasters. While this is true, it also covers much more.
In addition, it also covers:
- Your personal possessions
- Other structures on the property, like a detached garage
- Personal injury liability
- Vandalism and theft
- Falling objects
- Damage caused by vehicle accidents
It’s a crazy world, and you never know what may happen. Someone might trip and fall inside your home. On the other hand, your home may suffer damage because of the reckless actions of someone else. Either way, with homeowners insurance, you can rest easy knowing that your home is covered.
Not only is your home covered, but so are you in the event of personal injury liability. If someone gets hurt on your property, It will cover the cost of medical expenses.
More Than Insuring Your Home
As you can see, homeowners insurance does more than just insure your home. It gives you peace of mind knowing that your home, possessions, and people inside are covered.
Contact Harrison Insurance and Financials LTD in Hailey, ID to find out how we can help you with a homeowners insurance policy that is right for you.